car.insurance {unifed}

Car insurance claims

Description

This data set is based on one-year vehicle insurance policies taken out in 2004 or 2005. There are 67856 policies, of which 4624 (6.8%) had at least one claim.

Usage

car.insurance

Format

A data frame with 67,856 rows and 11 columns:

veh_value

vehicle value, in $10,000s

exposure

Values between 0 and 1

clm

occurrence of claim (0 = no, 1 = yes)

numclaims

number of claims

claimcst0

claim amount (0 if no claim)

veh_body

vehicle body, coded as

BUS

CONVT

convertible

COUPE

HBACK

hatchback

HDTOP

hardtop

MCARA

motorized caravan

MIBUS

minibus

PANVN

panel van

RDSTR

roadster

SEDAN

STNWG

station wagon

TRUCK

UTE

utility

veh_age

age of vehicle: 1 (youngest), 2, 3, 4

gender

gender of driver: M, F

area

driver's area of residence: A, B, C, D, E, F

agecat

driver's age category: 1 (youngest), 2, 3, 4, 5, 6

Source

http://www.businessandeconomics.mq.edu.au/our_departments/Applied_Finance_and_Actuarial_Studies/research/books/GLMsforInsuranceData

References

De Jong, P., and G.Z. Heller. 2008. Generalized Linear Models for Insurance Data. Cambridge University Press. http://dx.doi.org/10.1017/CBO9780511755408