sim_data {actxps} | R Documentation |
Simulated annuity data
Description
Simulated data for a theoretical deferred annuity product with an optional guaranteed income rider. This data is theoretical only and does not represent the experience on any specific product.
Usage
census_dat
withdrawals
account_vals
Format
Three data frames containing census records (census_dat
),
withdrawal transactions (withdrawals
), and historical account values
(account_vals
).
An object of class tbl_df
(inherits from tbl
, data.frame
) with 20000 rows and 11 columns.
An object of class tbl_df
(inherits from tbl
, data.frame
) with 160130 rows and 4 columns.
An object of class tbl_df
(inherits from tbl
, data.frame
) with 141252 rows and 3 columns.
Census data (census_dat
)
- pol_num
Policy number
- status
Policy status: Active, Surrender, or Death
- issue_date
Issue date
- inc_guar
Indicates whether the policy was issued with an income guarantee
- qual
Indicates whether the policy was purchased with tax-qualified funds
- age
Issue age
- product
Product: a, b, or c
- gender
M (Male) or F (Female)
- wd_age
Age that withdrawals commence
- premium
Single premium deposit
- term_date
Termination date upon death or surrender
Withdrawal data (withdrawals
)
- pol_num
Policy number
- trx_date
Withdrawal transaction date
- trx_type
Withdrawal transaction type, either Base or Rider
- trx_amt
Withdrawal transaction amount
Account values data (account_vals
)
- pol_num
Policy number
- pol_date_yr
Policy anniversary date (beginning of year)
- av_anniv
Account value on the policy anniversary date