hmeq {mob}

Credit attributes of 5,960 home equity loans

Description

A dataset containing characteristics and delinquency information for 5,960 home equity loans.

Usage

hmeq

Format

A data frame with 5960 rows and 13 variables:

BAD

indicator of applicant defaulted on loan or seriously delinquent

LOAN

Amount of the loan request, in dollar

MORTDUE

Amount due on existing mortgage, in dollar

VALUE

Value of current property, in dollar

REASON

DebtCon = debt consolidation; HomeImp = home improvement

JOB

Occupational categories

YOJ

Years at present job

DEROG

Number of major derogatory reports

DELINQ

Number of delinquent credit lines

CLAGE

Age of oldest credit line in months

NINQ

Number of recent credit inquiries

CLNO

Number of credit lines

DEBTINC

Debt-to-income ratio

Source

http://www.creditriskanalytics.net/datasets-private2.html