loanData {logiBin}

Simulated default data of 100 customers

Description

A dataset containing simulated data about the characteristic of a customer applying for a loan. The dependent variable is "bad_flag" which indicates whether the customer defaults or not.

Usage

loanData

Format

A data frame with 100 rows and 6 variables:

bad_flag

Indicates whether a customer has defaulted or not

age

Age of the customer

LTV

Ratio of amount of loan to amount of collateral

location

Indicates the location of the customer

balance

Account balance

score

credit score of the customer