Hmda {loedata}

The Boston HMDA data set

Description

The Boston HMDA data set in the Ecdat package, with yes/no converted to 1/0

Usage

data(Hmda)

Format

A data frame with 2381 rows of 13 variables:

dir

debt payments to total income ratio

hir

housing expenses to income ratio

lvr

ratio of size of loan to assessed value of propensity

ccs

consumer credit score from 1 to 6 (a low value being a good score)

mcs

mortgage credit score from 1 to 4 (a low value being a good score)

pbcr

1 if public bad credit score

dmi

1 if denied mortgage insurance

self

1 if self employed

single

1 if the applicant is single

uria

1989 Massachusetts unemployment rate in the applicant's industry

condominium

1 if unit is a condominium

black

1 if the applicant is black

deny

1 if mortgage application denied

Author(s)

NA

Source

Hmda data in the Ecdat package