credit {fpp}

Credit ratings on personal loans from an Australian bank.

Description

A random sample of 500 observations of customers applying for personal loans at an Australian bank. All customers were 25 years old or under.

Usage

data(credit)

Format

A data frame with 500 observations on the following 7 variables.

score

a numeric vector giving the credit scores calculated by the bank on a scale from 0 to 100.

savings

a numeric vector giving the total personal savings of each customer (in thousands of $).

income

a numeric vector giving the total net income of each customer (in thousands of $).

fte

TRUE if the customer has full time employment, and FALSE otherwise.

single

TRUE if the customer is single, and FALSE otherwise.

time.address

a numeric vector giving the number of months each customer has lived at their current address.

time.employed

a numeric vector giving the number of months each customer has been with their current employer.

Examples

data(credit)